Your plan is set by how many tax documents you're filing and how complex they are. A live tax agent is included free on every plan — the price is the same whether you file it yourself or hand the whole thing over.
A straightforward return — one job, no side income, standard deduction.
No cost to file
More than one income source, a state return, or credits to claim.
Everything in Basic, plus:
Self-employment, investments, rentals, or filing in more than one state.
Everything in Premium, plus:
Chat with a real person while you file, or hand the return over entirely and let a verified tax agent prepare and e-file it on your behalf. There is no expert upgrade fee, no hourly billing, and no per-message charge. Free means free.
Two things move you up: how many documents you have, and what kind they are. One complex document can matter more than five simple ones.
Every W-2, 1099, 1098 or 1095 is one document. Two or fewer keeps you on the free Basic plan. A third moves you to Premium.
Business income, investment sales, rental property, K-1s and multi-state income each require extra schedules — that's Advanced, even if you only have one of them.
Upload first. We read your documents, show you which level applies and why, and display the exact price before anything is charged.
The most common tax documents and the level each one puts you in.
| Tax document | Basic | Premium | Advanced |
|---|---|---|---|
| Wages from a job Form W-2 | ✓ | ✓ | ✓ |
| Bank interest 1099-INT | ✓ | ✓ | ✓ |
| Unemployment 1099-G | ✓ | ✓ | ✓ |
| Three or more documents of any kind | — | ✓ | ✓ |
| State tax return | — | ✓ | ✓ |
| Dividends 1099-DIV | — | ✓ | ✓ |
| Retirement income 1099-R, SSA-1099 | — | ✓ | ✓ |
| Student loan interest 1098-E | — | ✓ | ✓ |
| Mortgage interest Form 1098 | — | ✓ | ✓ |
| Marketplace health insurance 1095-A | — | ✓ | ✓ |
| Freelance / contractor income 1099-NEC, 1099-MISC, Schedule C | — | — | ✓ |
| Payment apps & online sales 1099-K | — | — | ✓ |
| Stock & crypto sales 1099-B, 1099-DA | — | — | ✓ |
| Rental property Schedule E | — | — | ✓ |
| Partnership, S-corp or trust income Schedule K-1 | — | — | ✓ |
| Income in more than one state | — | — | ✓ |
| Amended return Form 1040-X | — | — | ✓ |
| Live tax agent assistance | ✓ | ✓ | ✓ |
| Agent files & e-files for you | ✓ | ✓ | ✓ |
Yes. On every plan, including the free one. You can ask questions while you file, or hand the return over and have a verified agent prepare and e-file it for you. The plan price does not change either way.
Any official form reporting income or a deduction: a W-2 from an employer, any 1099, a 1098 for mortgage or student loan interest, a 1095-A for marketplace health insurance. Receipts, bank statements and pay stubs are not counted.
You don't have to pick. Upload your documents first — we read them, tell you which level applies and why, and show the exact price before anything is charged.
Because complexity, not volume, drives the work. Five W-2s all flow onto the same line of your 1040. A single K-1 or a rental property adds an entire schedule with its own rules.
Yes, on Premium and Advanced. Filing in more than one state moves you to Advanced.
At the end, once you've seen your completed return and refund amount. Nothing is charged before you review it.
Prices shown are starting prices and may vary with the complexity of your return.
FireFiling is a platform for tax preparers and is not affiliated with the IRS or any government agency.